Many people ASSUME that because Equifax, Trans Union, and Experian are referred to as “The Credit Bureaus” or the “Credit Reporting Agencies” – that they are Government Agencies established to look out for you and your Credit Score.

Wrong! The “Bureaus” are not Government Agencies! They are Corporate Giants and make BILLIONS per every year. And guess what 2 of their HUGE income streams are? 1. Selling your data to marketing companies and 2. Charging your creditors to process the responses to all 3 BILLION plus disputes per month made by consumers like you!

If you are following this, you’ll understand that “The Credit Bureaus” make more money when your credit score is LOW! 2 big reasons: 1. More disputes to charge the creditors who have to respond and 2. Your “lead” (your info that they sell) is more valuable if you have a lower score who is going to pay more interest in financing any product or service!

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